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2018 Benefits Handbook (Summary Plan Description)

The 2018 Benefits Handbook, also known as Summary Plan Description (SPD), is a summary of the Caltech benefit program that focuses on our health, welfare, and retirement benefits. This interactive benefits summary was created to help Faculty, Staff, and Postdoctoral Scholars understand the Caltech benefits program.

Click below for the interactive and printable SPD:

If you need more health & welfare information that is not included in the SPD, review the Evidence of Coverage (EOC) below.

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The 2019 SPD and Evidence of Coverages will be available in early 2019. In the meantime, please reference the summary of changes for our health, welfare, and retirement benefits below: 

 2018 Medical Plans

Southern California

Outside of Southern California

2018 Dental and Vision Plans

2018 Disability Benefits

2018 Life Insurance and Personal Accident Insurance

2018 Additional Benefits

Annual Required Notices

Contact the Caltech or JPL Benefits Office if you have any questions.