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Long Term Care Insurance

Long Term Care (LTC) insurance is an optional benefit you and members of your family may purchase. LTC covers costs for in-home care, nursing home care, or residential facility care when you need care that is not covered by your health insurance. This LTC program, administered by Genworth Life Insurance Company, is portable so it will move with you if you retire or leave Caltech

Learn More and Act Now

From June 12, 2017 to July 21, 2017, eligible employees have a special enrollment period to apply for Long Term Care insurance with reduced underwriting. Learn more.

You can also attend an on-site or webinar informational session hosted by Genworth. View the schedule.

Coverage Levels, Rates, and Applying

  • How to Choose Coverage Levels: Review this quick reference guide for available coverage levels.
  • Review Rates: You will need to go to Genworth's website and click on the green "Get a quote" button to determine your exact monthly premium costs. For a general quote, you can review the rate schedule.
  • How to Apply: Go to and click on the green "Get a quote" button to choose your coverage. Then you will be prompted to create an account for the application process.

Please Note: You will be billed directly by Genworth (not Caltech) so this will be considered after-tax.

Helpful Resources


If you need assistance navigating the Genworth website or have additional questions, please speak with Genworth's customer service team at 800-266-4938 (Monday-Thursday 8:30am - 8:00pm ET; Friday 9:00am - 8:00pm ET).

You may also contact the Caltech benefits team with questions via email at or by calling us at 626-395-6443.